About Us

We provide both junior and senior loans to small businesses and real estate developers. In select situations, we invest mezzanine debt, growth equity, and purchase notes. We understand that fundraising can be a distraction to business operations and we work hard to make the due diligence and closing process both fast and fair. We are able to provide a minimally dilutive solution, often through providing loans in urgent scenarios, where we can close in as fast as 10 days. 

With offices in Atlanta, Georgia and Tallahassee, Florida, we provide funding to companies for growth, buyout transactions, acquisitions, turnarounds, and recapitalizations.

Our main focuses are real estate project finance (direct co-Sponsor equity and bridge lending), as well as growth equity and commercial lending to lower-middle-market companies. On a select basis, we will purchase notes or finance note purchases and will provide liquidity to other private equity sponsors through short-term lending. 

"Our values form the core of who we are at Spruce Financial Group and guide our decision making every step of the way."
WE ARE COMMITTED TO:
COLLABORATION

We believe collaboration is the key to achieving consistent growth.

PEOPLE FIRST

We know the most critical element in any successful investment is the people.

GROWTH MINDSET

Spruce exists to leverage our tools, resources, and expertise to help you grow and create value.